The Source for Trucking News, Opinions and Trucking Jobs | Tractor Trailer Insurance源的陸運新聞，意見和陸運招聘|拖拉機拖車保險

Buying semi-truck insurance can be extremely frustrating.購買半車保險可以是非常令人沮喪。 Knowing the right coverages for commercial truck insurance can be a daunting task for even the most experienced truckers.知道了正確的覆蓋範圍內的商用卡車保險可以是一項艱鉅的任務，即使是最有經驗的司機。 Commercial trucking insurance is one of your biggest expenses after your equipment and fuel.商業貨運保險是您的一個最大的支出後，您的設備和燃料。

Cheap Semi-truck insurance is not always the best buy.經濟半卡車保險並不總是最好的購買。 After an accident is not the time to find out you're short on commercial truck insurance.意外發生後沒有時間去了解你短期商用卡車上保險。 While you shouldn't be underinsured, being overinsured is a wasteful expense especially in tough times when every nickel counts.雖然你不應該保險不足，被overinsured是浪費開支，特別是在艱難的時候，每一個鎳罪名。 Your commercial truck insurance needs will be unique to your situation.您的商用卡車的保險需求將是獨一無二的，以您的情況。 If you have drivers you will need those drivers and their equipment covered.如果你有你需要的司機的司機和他們的設備覆蓋。 What about workmen's compensation?工人怎麼樣的補償？ While there are certain minimum requirements for the basic liablity and cargo insurance your choice of collision deductibles and the amounts of full liability, fire, cargo and other types of insurance involved will be up to you.雖然有一定的最低要求的基本liablity和貨物保險您所選擇的碰撞免賠額和數量的全部責任，消防，貨物和其他類型的保險將涉及到你。

If you have no idea what you need or what's available your best bet is to start with calling one insurance carrier and asking all of the questions you can.如果你不知道你需要什麼可用的你最好是先承運人的保險要求，並要求所有的問題，你可以。 Most insurance companies have standard policy's for small fleets and they are familiar with the different types of cargo and insurance and bond requirements.大多數保險公司的標準政策的小型艦隊，他們熟悉不同類型的貨物，保險和債券的要求。

Your next step is to call another insurance carrier and ask the same questions and the other questions you came up with while talking to the first agent.  Take notes and repeat until you're comfortable with the results and your new knowledge of insurance.下一步是調用另一個保險承運人提出同樣的問題和其他問題，你提出了交談時，第一個代理商。做筆記，並重複，直到你滿意的成果和新知識的保險。

Now, you can compare quotes and coverages.現在，你可以比較報價和覆蓋範圍。 You have to compare apples to apples policy's iwth the same coverage limits and deductibles.你必須類比的政策，與相同的保險限額和免賠額。

Now research the insurance company and make sure to the best of your ability they will be in business tomorrow and will still be there when you have an accident and need them.現在，研究保險公司，並確保以最好的你的能力，他們將在企業的明天，還是會在那裡當你有了一個意外，需要它們。

When buying your tractor trailer insurance a few hours invested in the research necessary will save many headaches later.購買時，您的拖拉機拖車保險幾個小時投入必要的研究，可以節省很多頭痛的問題後。 You should have an ongoing relationship with your commercial truck insurance agent to be able to save money and cut expenses, but have the best service possible when your semi truck insurance is needed.您應該有一個持續的關係與您的商用卡車的保險代理人，可以節省資金和削減開支，但最好的服務，當您的半卡車的保險是必要的。

Originally posted 2008-08-22 16:13:43. 最初發布2008年8月22日16點13分43秒。